On premarital sex and other pre-marriage issues

I remember having a conversation with a friend about premarital sex within a Christian context.

And sadly, I did not know what the Bible explicitly says about this topic--only what i've been shunned not to do by the church.

It seems there are many grey areas, BUT the Bible always answers:

http://www.faithforum.org/community/topic.asp?TOPIC_ID=2657